Utah Life Producer Practice Exam

Question: 1 / 400

The insured provides a proof of claim to the?

Underwriter

Agent

Insurer

The insured provides a proof of claim to the insurer because the insurer is the entity responsible for evaluating the validity of the claim and determining whether it meets the terms of the policy. The proof of claim is a formal statement or documentation provided by the insured to support a claim for benefits; it typically includes details about the loss or event that triggered the claim, along with any necessary evidence that verifies the occurrence and amount of the claim.

In this context, the insurer needs this proof to assess liability and process payments accordingly. The insurer's claims department is specifically trained to handle these situations, making them the appropriate party to receive such documentation.

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